Pay Echeck Online

Pay Echeck Online

Echeck Online Payment

A growing number of online merchants offer a type of alternative payments to customers pay by Echeck online shopping option known variously as an Echeck. So, Pay Echeck online, electronic check, direct debit, or Internet check. Pay with Echeck online, option customer can pay with funds from his or her checking account without using a paper check or card at all. The customer submits the checking account number and bank routing number, and funds transfer by sending the transaction through the Automated Clearing House (ACH), an electronic banking network often used for direct deposit and electronic bill payment.


What is Ach?

The Automated financial institution (ACH) may be a nationwide batch-oriented electronic funds transfer system.Gives for the distribution and settlement of Echeck payments online among financial institutions.  The ACH system provides a coffee cost clearing and settlement system for top volume non-urgent funds transfers. So, It’s a batch-processing store and forward system for online Echeck.

Transactions received by the financial organization during the day stored. So, Processed later during a batch mode. instead of sending each payment separately. ACH transactions are accumulated and sorted by destination for transmission during a predetermined period of time. Typical ACH settlement is one or two days after processing. So, ACH settlement is that the actual transfer of the worth of funds. Between financial institutions to finish the payment instruction of an ACH entry. The Federal Reserve System System provides settlement services for all ACH entries processed by the 2 ACH operators: FedACH (operated by the Federal Reserve itself) and EPN (a private sector operator.)

What Is Pay Echeck Online?

ECheck is an Authorize payment service that allows merchants to accept payments by Echeck online for goods and services So,  purchased via several methods, including mail order/telephone order and e-commerce websites. It also allows merchants to collect paper checks and convert them into electronic checks. Hence, An electronic check works much like a regular check. Only instead of using a paper check to provide their bank account, routing number and payment authorization. Then the customer provides the merchant with the necessary payment information through other methods. Allowing the merchant to process the information electronically. When initiating an Echeck.Net transaction, the merchant needs to collect the following information from the customer:

  • Their bank’s nine-digit ABA routing number
  • Their bank account number
  • Bank account type (checking, business checking or savings)
  • The name on the bank account
  • The transaction amount
  • The check number (only required for transactions where a customer’s paper check is converted to an electronic payment. See the section of this document titled “Types of Echeck.Net Transactions” for more information.)
Echeck Online Payment

Benefits Of Pay Echeck Online

Features & Benefits

By accepting electronic checks, you expand the payment options available to pay with Echeck online purchase new and existing customers. So, enhancing customer loyalty and potentially increase sales.

Lower Fees

Lower rates than credit cards. Therefore, only 0.75% per transaction pay by Echeck online. Additional fees may apply for chargebacks and monthly minimums.

More Efficient

Echeckach.Net does everything online, eliminating the value and inconvenience of manually processing So,  paper checks and expecting checks within the mail.


Fully Integrated Solution

No third-party integration required Hence, implementing Echeck online payment is straightforward for merchants already using the Payment Gateway.

Integrated Reporting

Provides a combined view of all Echeck.Net and Mastercard payment transactions. Reconcile payment and So, billing activity using online reports and statements.


Ship Product Sooner

Improve up-front transaction validation that returns the status of transactions faster.


Echeckach.Net uses the newest 128-bit Secure Socket Layer (SSL) technology for secure Internet Protocol (IP) transactions.

Sign up for merchant accounts, payment gateways, gift/loyalty cards, merchant cash advance/ loan, check, EBT, Debit and payroll services So, that we provide through our Echeck online Merchant Application.

Benfits Of ACH?

Easy to handle:

When customers pay by Echeck online payment. Businesses got to await the mail to arrive, then they have to deposit the ask a bank. Payments sometimes move away, and entering those payments into a record-keeping system is labor-intensive. Hence, electronic payments arrive quickly and reliably, and there’s no getting to forward checks to the bank and wait a couple of days to seek out out which checks bounced.

Less expensive than plastic:

For businesses that accept payments by MasterCard, it often costs less to process an ACH transfer than it costs to require a Mastercard payment. Especially when collecting numerous recurring payments, those savings add up and automating those payments only increases the advantages. However, ACH doesn’t offer you a real-time approve/deny response sort of a Mastercard terminal would.

Long-distance payments:

Businesses can accept payments by ACH remotely, although an equivalent is true for credit cards. If your customers do not have credit cards or they like to not provide their card information regularly, ACH can provide an answer.

Easy payments:

There’s no need for consumers to write down checks, reorder checks once they run out, and obtain checks within the mail on time. No charges go onto their credit cards the funds come directly from their checking account.


If using automatic ACH payments.Customers don’t got to keep an eye fixed out for bills.Take action when payments are due. For better or worse, everything runs on autopilot.

Lets us help you get an Echeck Merchant Account today!

  • How to Set up ACH Payments?

    Start By fixing Your Account. regardless of the industry, you're operating in, making ACH payments has the potential to extend revenue, Choose an ACH Payment Processor, Fill Out Paperwork, Understand sorts of ACH Payments, Choose the proper Entry Class, Always Read ACH Payment Terms and Conditions.

  • Will electronic checks save merchants money?

    Yes. Merchants offering electronic checks as a payment option economize by decreasing operating costs, bank fees, return check collections costs and Mastercard fees.

  • How do I cancel a recurring ACH payment?

    To stop the next scheduled payment, give your bank the stop payment order at least three business days before the payment is scheduled. You can give the order in person, over the phone or in writing. To stop future payments, you might have to send your bank the stop payment order in writing.

  • Why does an eCheck payment take 3-5 days to clear?

    eCheck payments go through ACH (Automated Clearing House). ACHs payments take by design a few days to clear. First of all ACH payments are processed in batches at certain times of the day. So once the payment is submitted it is queued and then executed at a later time. Secondly, once the payment is executed it is not the payment that is sent but the “notification” that there is a payment coming. Once all banks sent out these notifications, the payments are netted and instead of sending and receiving the payments one by one a netted amount is sent/received.


    1. Hello Jhon,
      Thank you for visiting our website Echeck ACH.

      For an ACH transfer or Echeck online, it only costs 25 cents. You spent more than that, in opportunity cost terms, reading these words.

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