Echeck ACH Payment Processing

Echeck ACH Payment Processing: An eCheck is a type of electronic funds transfer (EFT) that relies on the Automated Clearing House (ACH) network to process payments. Funds are electronically withdrawn from the payer's account, sent via the ACH network to the payee's banking institution, and then electronically deposited into the payee's account. Rest assured once our easy-to-complete application is complete we have most merchant accounts approved within 24 hours. Overall we have a 97% approval rate. When you need fast approval to choose Echeckach.net.

Faster Settlements

We do Settle Monthly/Weekly /Daily depends on Volume into your Local Business or Individual Accounts. Receive daily payout.

Fast Account Set Up

Merchant can accept desired local Currency to take payments. We have Multiple Acquirers to accept various currencies.

PCI DSS Compliance

PCI DSS details security requirements for businesses that store, process or transmit cardholder data. Managed our firewall service

Easy Integration

We have most Shopping cart Modules available. Our API is easy to use, enables merchants to process consumer payments.

Features Of Echeck ACH Payment Processing

By offering paperless check processing, businesses contribute to their bottom line by expanding their potential customer base. Many customers either do not have credit cards or they prefer to pay with checks.

Low cost, low implementation

Industrial-strength security screening

Paperless check processing

Fraud and Risk Management

Online Invoice

Dedicated Support

Benefits Of Echeck Payment

There are several benefits inherent in the eCheck processing of payments instead of physical checks. We’ll cover the main ones below.

Security

Save Money

Save Paper

Faster Processing

How does Echeck processing work?

Electronic check processing isn’t that different than paper check processing. There are 4 steps to processing an electronic check:

Request Authorization

Here the business must gain authorization from the customer to complete the transaction. This can be done through an online payment form, signed order form, or phone conversation.

Finalize and Submit

After the payment information has been properly entered into the software, the business clicks “Save” or “Submit.” This starts the ACH transaction process.

Payment Set Up

After the payment has been authorized, the business inputs the payment information into its online payment processing software.

Payment Confirmation and Funds Deposited

Finally, the payment is automatically withdrawn from the customer’s bank account. After this the online software sends a payment receipt to the customer, and the payment itself is deposited into the business’s bank account.

Difference Between ACH And Echeck

There are a few differences that you should be aware of:

ACH

Echeck

Let’s get you paid faster Try Echeckach.net Payments

Our team is here to answer your question about Echeck

The News From Our Blog

March 03, 2020

What is Automated Clearing House (ACH)?
An electronic payment delivery system that processes credit and debit transfer for institutions nationwide. The National Automated Clearing House Association (NACHA) regulates the ACH network.
What are some of the features that API offer?
The Echeckach.Net Direct (REST) API offers several features, including: Online billing Customer tokenization Retrieving status changes And much more...
Why Chose Echeck.Net for Echecks and ACH Accounts?
The following are reasons companies use our ACH accounts and echeck gateways for electronic check processing. Lower Costs Electronic Check Verification MOTO Electronic Check Payments Superior Customer Service Competitive Rates
How long will it take for approval to open an account using the online application?
You will receive an approval within 48 hours of submitting the required documentation.
How can my company participate in the API program?
You can contact a Payments Specialist by email at contact@echeckach.net for additional information or to enroll in the API program.