Echeck ACH Payment Processing

Echeck ACH Payment Processing: An eCheck is a type of electronic funds transfer (EFT) that relies on the Automated Clearing House (ACH) network to process payments. Funds are electronically withdrawn from the payer's account, sent via the ACH network to the payee's banking institution, and then electronically deposited into the payee's account. Rest assured once our easy-to-complete application is complete we have most merchant accounts approved within 24 hours. Overall we have a 97% approval rate. When you need fast approval to choose Echeckach.net.

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Faster Settlements

We do Settle Monthly/Weekly /Daily depends on Volume into your Local Business or Individual Accounts. Receive daily payout.

Fast Account Set Up

Merchant can accept desired local Currency to take payments. We have Multiple Acquirers to accept various currencies.

PCI DSS Compliance

PCI DSS details security requirements for businesses that store, process or transmit cardholder data. Managed our firewall service

Easy Integration

We have most Shopping cart Modules available. Our API is easy to use, enables merchants to process consumer payments.

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Features Of Echeck ACH Payment Processing

By offering paperless check processing, businesses contribute to their bottom line by expanding their potential customer base. Many customers either do not have credit cards or they prefer to pay with checks.

Low cost, low implementation
Industrial-strength security screening
Paperless check processing
Fraud and Risk Management
Online Invoice
Dedicated Support
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Benefits Of Echeck Payment

There are several benefits inherent in the eCheck processing of payments instead of physical checks. We’ll cover the main ones below.

Security
Save Money
Save Paper
Faster Processing

How does Echeck processing work?

Electronic check processing isn’t that different than paper check processing. There are 4 steps to processing an electronic check:

Request Authorization

Here the business must gain authorization from the customer to complete the transaction. This can be done through an online payment form, signed order form, or phone conversation.

Finalize and Submit

After the payment information has been properly entered into the software, the business clicks “Save” or “Submit.” This starts the ACH transaction process.

Payment Set Up

After the payment has been authorized, the business inputs the payment information into its online payment processing software.

Payment Confirmation and Funds Deposited

Finally, the payment is automatically withdrawn from the customer’s bank account. After this the online software sends a payment receipt to the customer, and the payment itself is deposited into the business’s bank account.

Difference Between ACH And Echeck

There are a few differences that you should be aware of:

ACH

ACH stands for the Automated Clearing House and is basically the process of moving funds electronically between bank accounts.

Traditional ACH does not offer any verification or balance confirmation services so payments can be returned.

Echeck

Echeck product is a software platform that allows businesses to verify and remotely create Echecks which they can print and deposit themselves.

With Echecks there is a higher threshold for returns and we provide verification to confirm account balances in order to reduce costly return checks or NSF fees.

Let’s get you paid faster Try Echeckach.net Payments

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